Don't break your budget for Easter

Jeffrey Schwartz, executive director of Consolidated Credit Counseling Services of Canada, says, "If you haven't included Easter as a line item in your household budget, the holiday can break your budget in a hurry."

"Just like any other time of year, it's important to live within your means and focus on family rather than things."

The average household debt is sitting at an all-time high of 165 per cent. If you can't afford it, then it's probably not a good idea to go overboard with the Easter goodies.

Consolidated Credit offers these tips instead that are cost-effective without compromising your Easter fun or traditions:

-- Homemade treats from the bulk food store instead of expensive name brand treats;

-- Focus on fun family experiences everyone can enjoy;

-- Always make a list and try not to stray from it when you're hosting a family get-together for Easter (only buy what you need) or host a pot-luck;

-- Pay for everything with cash so you don't overspend;

-- Get creative and leave notes from the Easter bunny with clues to where the treats are hidden or a trail of bunny paw prints that lead to the major Easter gift.

There are lots of ways to stick to your household budget and not hop down the debt trail this holiday weekend.

By Donna Donaldson, MSN Money

Do you include holiday festivities in your household budget?