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April 15, 2013

Wondering where to find the best place to work?

Wondering where your next job should take you? Google, Habanero and Royal LePage take top spots in this year’s 100 best places to work in Canada ranking.

The annual competition is based on years of research by the Great Place to Work Institute with input from more than 57,000 Canadian employees this time out.

The actual rankings are based on the culture of the organization that's modeled on the five dimensions found in the employee view of a great workplace.

On top of that, a culture audit helps identify gaps between the impact programs are intended to have and their actual influence on employees.

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February 13, 2013

Consider filing your taxes online this year

1105358_11295203The internet is quickly becoming the perfect place for online shopping, dating and yes, even taxes.

As a matter of fact, more than 65 per cent of tax returns are now filed electronically. It's safe, secure, easy and convenient!

And with tax season being just around the corner, Canada Revenue Agency (CRA) offers some handy tips to help you file your 2012 income tax online.

To get started, make sure you visit their website to learn about ways to help reduce your taxes. Then, gather all your receipts, information slips and a copy of last year's return to use as a guide. 

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February 09, 2013

Tax tips for those 65 and older

PhotoTax season doesn't have to be -- well, taxing.

If you're 65 or older, Canada Revenue Agency (CRA) has some tips on benefits and credits designed just for seniors.

For instance, if you were 65 or older on December 31, 2012 and your net income was less than $78,684 you can claim an age amount of up to $6,720.

You may also claim a pension income amount up to $2,000 if you reported eligible pension, superannuation or annuity payments on your income tax return. As well, if you're receiving a pension you may be entitled to pension income splitting with your spouse or common-law partner of up to 50 per cent of your eligible pension income.

Your Registered Retirement Savings Plan (RRSP) deductible contributions can also help reduce your income tax. You have until December 31 of the year you turn 71 to contribute to your RRSP.

Other tax breaks that are worth looking into include the Registered Disability Saving Plan (RDSP); Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit that helps people with modest incomes offset all or part of the GST/HST they pay; Working Income Tax Benefit (WITB); a disability amount; public transit amount; and medical expenses that you may qualify for.

If you're computer and web savvy you may also file your your income tax online through the CRA. The online service enables you to file your income tax and benefit returns, make a payment, sign up for direct deposit and track your refund. All you need is your Social Insurance Number and date of birth to access the system.

The agency also offers a Community Volunteer Income Tax Program to assist those with modest incomes or simple tax situations.

Remember...the deadline to file your Personal Income Tax is April 30, 2013. Those who are self-employed have until June 15 unless they have a balance owed and then the deadline is April 30, 2013.

By Donna Donaldson, MSN Money

Will you be filing your taxes online this year?

 

January 03, 2013

Is good grammar still an essential job skill?

It's no secret that the frequency of grammar gaffes in the workplace is on the rise, thanks largely to the informality of email and texting where slang and shortcuts are common.

You-Send-Me1-203x300But does it matter that workers write "she expected John and I to help him," instead of "John and me." Or that they have trouble with when to use between or among? 

Well, some people (and I'm one of them), certainly think so. Just ask Patricia O'Conner, author of You Send Me: Getting It Right When You Write Online and the Grammarphobia blog.

Or Kyle Wiens, CEO of iFixit and founder of Dozuki, who wrote a controversial article for the Harvard Business Review called “I Won’t Hire People Who Use Poor Grammar.”

In it, he argues that employers should always take into account an applicant’s grammatical abilities, regardless of the job they're applying for, on the theory that those who are diligent about their grammar tend to be equally thorough about everything else they do.

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December 27, 2012

Social contacts work for men, but not women, in job hunt: report

That thud you may have heard recently is the sound of women continuing to hit their heads on that invisible glass ceiling, particularly when it comes to looking for a job.

1197499_stop_1Work experience generally helps people foster the kinds of personal contacts that can lead someone to new career opportunities, but a study from North Carolina State University suggests that this is really only true for men and that gender bias plays a key role here.

They were no more likely to find a job through informal recruitment than they were through a formal job search, the researchers maintain.

“Researchers have argued that women face lower-wage payoffs than men with similar work experience because the women have fewer opportunities to develop job skills,” says lead researcher Steve McDonald, adding that a lack of useful social connections may also be driving the gender wage gap.

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December 19, 2012

The world's most successful 'soft' major graduates

The web is littered with lists of rich people, chopping and dicing them into any number of subcategories.

533027_cap_and_diplomaOne of the most popular – aside from, say, the hottest CEOs in the world (yeah, like you’re not clicking on that) – is the rundown of billionaires that are also university/college dropouts: guys like Bill Gates, Mark Zuckerberg and the late Steve Jobs.

Yet within this educational demographic is another that’s rarely represented; those that graduated post-secondary school but with so-called “soft” majors.

These are the people that hold degrees in liberal arts programs like English and philosophy. These are also the people many thought wouldn’t amount to much.

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December 10, 2012

Do public sector workers deserve all those sick days?

In the general parlance of coffee shop complainery, perhaps no group is as reviled as government workers, who are not so much inefficient but also loaf, whine and go home to cushy salaries and pensions.

210837_pills_1Of course, painting all public workers this way is not just unfair. It’s inaccurate, too. Yet such are the broad strokes many use.

In most ways, it is easy to spin this stereotype. You could cite, say, the country’s many nurses, who bust their asses, saving lives and all for modest public wages.

But then a report comes out on the number of sick days public sector workers take versus their private sector counterparts, and now everyone’s seeing red again.

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November 29, 2012

Would you prefer a higher salary or more paid vacation?

For the past few years, there has been a new economic reality – that of the dreaded salary freeze, which has swept much of the nation, in sectors both public and private.

1393961_relaxing_on_baliA salary freeze, of course, is better than no job at all, but many companies in Canada, stretched by thin budgets, have had to get creative in their compensation outlines.

So what many have done, instead of being able to offer higher salaries, is resort to keep wages the same, but award more paid time off instead.

For Canadians, at least according to a new poll, that’s not such a bad compromise.

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November 26, 2012

Marriages, sex lives suffer if wives are better educated than husbands

In marriage, as in life, inequality is certain, no matter the union.

875413_balanceIn terms of economics, this can come in many forms. Women, as we have discussed here until we've been red in the face, earn far less than men, as a rule.

But women, as is the growing trend, are also becoming far more educated than their male counterparts; in the U.S., about 135 women are enrolled in colleges and universities for every 100 men. Such compensation patterns between genders, many have surmised, may soon adjust to better align with the education levels of the workforce.

However you slice it, though, education, compensation and employment have very real effects in a marriage. Even, as one study shows, in the bedroom.

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November 05, 2012

Women are less likely than men to ask for a raise: report

On MSN, we have scratched and clawed to get to the bottom of the gender wage gap, which is very real, no matter where you look.

1282334_silhouettes_3And according to some reports, the pay disparity between men and women isn’t just at the top of the corporate ladder. Yes, men are much more likely to become CEOs than women, but even right out of school, when all working hours and fields of employment are equal, men earn more than women at their career’s outset.

The big issue, of course, is why. We won’t try to answer a question as big as that in this limited space, but perhaps here’s something of note.

By a new report, women are less likely than men to negotiate a higher salary.

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Gordon PowersGordon Powers

A long-time fund company executive, Gordon Powers now heads up the Affinity Group, a financial services consulting firm. Gordon was a personal finance columnist for the Globe & Mail for many years, has taught retirement planning...

Jason BucklandJason Buckland

The modern-day MC Hammer of money, Jason can often be seen spending cash that isn’t his with the efficiency of a Wilt Chamberlain first date. After cutting his teeth as a reporter for the Toronto Sun, he joined the MSN Money team with...