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April 16, 2013

Text, talk and deposit with your smartphone

IphoneYou can order pizza, shop and do your banking right from the convenience of your home computer.

But what about depositing cheques into your bank account with your mobile device?

Well, select credit unions across Canada are launching a new mobile app that lets you do just that.

All you have to do, they say, is tap, snap and send.

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April 03, 2013

Phone for a pizza in April

Ever wonder what to do with your old mobile phone?

Or that outdated iPod that you upgraded from years ago?

Or the myriad of chargers tangled up in a drawer that don't seem to fit any of your current gadgets?

If you're hungry for an answer, Pizza Pizza might be the solution.

In delivering on its commitment to the environment, the pizza giant is offering up free pepperoni slices in return for your old phones, iPods and chargers during the month of April.

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March 05, 2013

Sharing isn't always a good thing

1260785_84481055Remember when you were little how you were always taught that it's good to share?

Oh sure, it's always polite to share your toys or cookies.

But as we get older we are now finding out that it may not be such a good thing -- especially when it comes to sharing our personal and financial information on the Internet.

A recent study by Visa Canada revealed that many Canadians are in fact "oversharing" their financial information over their computers and cellphones which could put them at a greater risk for fraud.

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December 17, 2012

Will you give the BlackBerry 10 a try?

In this space and every other on the Internet, there has been no whipping boy greater than Research In Motion, whose once-mighty BlackBerry has fallen and fallen and fallen.

307570-blackberry-10-l-seriesBut BlackBerry is back – rather, will be back. Next year the embattled RIM will make what many consider its last stand, its last bid to recapture relevance.

The highly-secretive BlackBerry 10 has been announced, and photos of the device, which famously will not have the keypad BlackBerries are known for, have already hit the web.

Today, Rogers became the first to report it would be taking pre-orders for the new smartphone. Yet will you be buying?

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November 16, 2012

New app rewards theatre goers for not texting during movie

Late in summer, an of-the-times news report came out of L.A., where one restaurant was trying to preserve the traditional dining experience, no matter the cost.

771223_movie_houseThe eatery, a place called Eva less than ten minutes outside Beverly Hills, unveiled a promotion whereby diners were rewarded for checking their cell phones at the door.

Should they comply, patrons would be given a five per cent discount on their bills. At its core, this was a discount for not being rude, tapping or yapping away on a cell phone during dinner.

Even at the time, just a few months ago, it seemed like many businesses ought to follow, offering any kind of incentive possible for the severing of such public, unabashed cell phone use. One business, now, has followed.

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October 16, 2012

Why shoppers really insist on lining up for Apple products

Samsung, if you haven’t seen, has got a great ad campaign out now, spoofing the line-waiting culture that’s grown from Apple’s iPhone.

800px-AppleStore_DoncasterThe TV commercials must be a hit, if not payback for Apple’s taking Samsung to the cleaners over smartphone patent squabbles, but their satire also highlights a more serious point: why, really, do consumers insist on waiting in line for products?

Line-waiting is nothing Apple has created. In fact, it merely hearkens to Black Friday, or all the way back to the days of Furby and Tickle Me Elmo.

Though is there really a science behind what prompts consumers to camp out? It would appear there is.

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September 18, 2012

Damaged iPhones have cost consumers $5.9B: report

Since I got my first late in 2008, I’ve been a fairly firm backer of the iPhone.

Iphone-5-official-press-photo-1Truly, while I’ve never owned any other but a BlackBerry, I maintain the iPhone is the best smartphone, which is a tad ironic since, of course, they don't particularly last.

Within three years, I was already on my third Apple handheld – the first having its screen shattered and vibrate switch broken; the second seeing its headphone jack busted, so the phone thought headphones were plugged in all the time, rendering its speaker and ringer useless.

In any case, the broken phones have cost me a pretty penny to replace, though it would appear at least I’m not alone.

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September 14, 2012

How does your telecom company deceive you most?

Nobody weeps for telecom companies, and indeed they shouldn’t.

1225932_mobile_phone_3Rogers, Bell and Telus quite literally seem to print money, their businesses thriving so much because you, like me, continue to pay and pay and pay.

Today, though, to no one’s surprise, the three big Canadian telcos have been caught practicing unethical business, by the Competition Bureau’s measure, and fined $10 million each for misleading customers.

Perhaps you’re not shocked, but the sordid case brings about a greater question: how do you feel telecom companies deceive you most?

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September 06, 2012

Is texting while driving causing more accidents?

The vast majority of Americans consider themselves to be good drivers, even though 76 per cent of them eat or drink behind the wheel, 55 per cent speed, 53 per cent talk on a handheld phone, and 37 per cent drive when they're too tired, according to a recent survey

921217_crashed_carWhat's interesting is that most people quizzed are even more concerned about the behaviour of other drivers around them. Like texting while driving, for instance. 

Are Canadian drivers that much different? Probably not, according to recent research from InsuranceHotline.com.

While dangerous driving practices such as speeding or entering an intersection on a yellow/red traffic light are commonplace amongst Ontario drivers, these aren't the bad habits that really seem to annoy other people. Again, texting leads the way.

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August 20, 2012

Restaurant offers 5% discount for dining without your cell phone

Know the trick to remembering what’s yours and what’s not on the table at a fancy restaurant?

1307594_mobile_phone_in_handB.M.W. From left-to-right, there’s your bread plate on the left (B), your meal plate in front (M) and your water glass on the right (W).

It’s a simple exercise, but covers everything, hopefully to prevent you from drinking out of the wrong glass or putting your roll on the wrong plate.

What B.M.W. does not cover, though, is the (C), which stands for cell phone. Today, cell phones have become such common dressing on restaurant tables one eatery is offering a discount if you can simply refrain from checking your mobile during the course of the meal.

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Gordon PowersGordon Powers

A long-time fund company executive, Gordon Powers now heads up the Affinity Group, a financial services consulting firm. Gordon was a personal finance columnist for the Globe & Mail for many years, has taught retirement planning...

Jason BucklandJason Buckland

The modern-day MC Hammer of money, Jason can often be seen spending cash that isn’t his with the efficiency of a Wilt Chamberlain first date. After cutting his teeth as a reporter for the Toronto Sun, he joined the MSN Money team with...