How to Care for Your Pet Cat on a Budget

There are some people who reason out that they cannot have pets because they do not have the right budget for it. There is some truth to this especially since pets also require hospitalization and so much more. Still, it does not mean that you cannot give your chosen pet cat a meaningful life even if you are on a budget. 


If you already have a pet and you are having some trouble with cutting costs just so you can provide what your pet needs, do not despair. The best way to deal with this is to look into the things that you can and cannot change. 


The first thing that you can do is to make sure that your pet will not get in trouble. This will not be a problem if you have an indoor cat. This cat is used to doing everything indoors which means that there is a lesser chance that your pet will get into an accident. You may even install cat trees for large cats that will make sure that your cat does not get bored. 


These are some of the things that you can do so that you can take care of your cat properly even when you are on a budget: 

  •  You can do basic care yourself. You know that bringing your cat to the groomer for bathing and so much more will get a huge chunk out of your budget. If you know how to do basic cleaning on your own, this should not be an issue. It will be a bit harder but it can also be the perfect bonding moment for you and your pet. 
  •  There are some favors that your friends may ask from you that you can exchange for favors that are needed by your pet. For example, you may cook for your friend in exchange for your friend watching over your pet cat when you go on a business-related trip. 
  •  Now is the time that you start watching what you feed your pet. There are some pet owners who say that they have started to spend less on pet food when they started making their pet’s own food. This can be good for you and your pet. You can be sure about the ingredients that you will be feeding your pet. This is a good way to make sure that your pet gets all of the vitamins and other nutrients that it deserves. 
  •  Never forget to play with your pet. This is something that you can do for free. You may have some pet-safe items at home that will allow you to play with your pets for a long time. Playing with your pet will definitely make your pet happy. It will also make you bond with your pet better. 


There are also some medications for your pet that come in generic form. You may get the same results for less than what you have expected to pay. Can you still think of other ways that you can care for your pet on a budget? 

Top Investment Types You Can Make Right Now

A good investment can make a huge difference in your future.  When a good investment pays out it could mean a brand new car, a home or even a comfortable retirement.  There are lots of different ways and places to invest your money and quite a few factors will affect your ability to invest.  For example; if you only have a couple of bucks extra to invest then a good savings plan at a brokerage firm can be the best way to go. If you have quite a lot of money at your disposal then property investments could be the best solution.

Here are the top types of investments to consider making this year:

Cryptocurrency Investing

Cryptocurrencies have changed the lives of many people over these past few decades.  In fact, many achieved phenomenally positive outcomes from these types of investments.  What really makes this a good investment is the fact that cryptocurrencies don’t always belong to a specific country or person and as such cannot be affected by the economy or politics quite as much.  The bitcoin price is a good example of a cryptocurrency that is fully geographically unrestricted and that has shown phenomenal growth since it was created.  Cryptocurrency investments are tricky to understand but can be one of the best investments you can possibly make this year.

Property Investment

Property values all over the world are increasing dramatically because the property is becoming scarcer with the growing population.  You just cannot go wrong with a property investment as long as you manage it correctly and invest in the right type of property in the right location.

The Stock Market

One of the best parts of investing in the stock market is the fact that you don’t have to invest all your money.  You can start slowly with just a little bit of your savings and grow your investment as your knowledge of this type of investment grows.  Despite its huge popularity, this is still one of the best investment types you can make.

Invest In Yourself

This is an investment type that very few people ever think of and yet it could be the best investment you ever make.  Invest in bettering yourself whether it is socially, emotionally or educationally.  Start reading more books, work towards a specific personal goal and start enhancing your personal skills.  An investment in a better education could make a world of difference in your salary and quality of life.

Invest In Good Health

Many people refuse to go to the gym or to follow a healthy diet because it is expensive but being ill is horribly expensive.  You just don’t know how expensive medical bills become until you become chronically ill.  One of the best investments you can make is to invest in good health and the best part is that you don’t always have to spend a fortune on this type of investment.  Simply start making a point of eating healthier foods and smaller portions or make a point of working out on a daily basis.  Even a short 30-minute workout every day can make a huge difference in your health in the long run.

Smart Finance: Train Your Brain to Think Money

Making money isn’t as easy as some people claim it is, particularly when it comes to investing. If you want to make it in real estate, the stock market, commodities trading, or you simply want to manage your retirement funds, you need to train your brain to think in terms of money and finance.

There are two components to training your brain to “think money.” You need to keep your brain healthy for starters. You can’t train an unhealthy brain. Then, you need to learn how to read the markets. Regardless of your money-making choice, you need to learn how to understand the people who are investing with, for, or against you. Here are some tips to help you get started on both aspects of training your brain to make money.

Eat Brain Foods

A diet rich in omega-3 fatty acids, antioxidants, and anti-inflammatory agents can help keep your brain operating at its peak. Specific options that tick some or all of these categories include fish, coffee, dark chocolate, blueberries, and turmeric. Avoid processed foods, fried foods, and sugar-rich foods. Eat lots of fresh fruits and vegetables high in zinc, calcium, magnesium, and iron.


Reading is a double whammy because it not only improves your brain on a fundamental level, it has the potential to boost your knowledge of the world and what’s going on in it. Don’t just read the financial section of your local newspaper, keep abreast of everything from celebrity trends to obscure topics like engineering and astrophysics. Read papers and news from far and wide as well. Sometimes a single line in a news story can be enough to set you off down the right investment path.

Get Exercise

Exercise, beyond improving physical fitness, is beneficial to the brain. Studies show that exercise improves blood flow to the brain, helping to boost neuron health by delivering nutrients and taking away waste. People who exercise regularly actually have larger brains compared to those who do not. As an added bonus, getting adequate exercise can help improve your sleep, which is another great way to boost brain function.

Understand the Ways of Making Money

Did you know there are four broad mechanisms for making money? If you didn’t read “Rich Dad’s Cashflow Quadrant: Guide to Financial Freedom” to learn about employment, self-employment, business, and investing, you may want to consider it. As it turns out, you can’t be an investor until you understand business and you can’t understand business without first being self-employed. Of course, being self-employed generally requires capital, which is where employment comes in. Read the book, it is very insightful.

IGF1 and Supplements for Brain Health

Supplements like reservatrol, caffeine, creatine, ginkgo biloba, carnitine (an amino acid) and others can help to improve brain function. There is a lot of research into how to protect the brain from neurologic injury (e.g. dementia, stroke) and out of that research has come useful information about how to preserve brain function through diet. Right now, scientists are working on the next generation of brain preservation tools. Short peptides, like IGF1 (IGF-1) are being tested in animal models for their ability to protect neurons and improve brain function. IGF1 has been found to improve cognitive function and is being actively investigated for the clues it might offer about human brain function and how to maximize it. You can read more about IGF-1 research here;

Expert Advice

There is no shame in asking for help when it comes to making money. None of us are born with the skill to be great investors, so we must learn it somewhere. Some people are lucky to have parents who teach them how to manage money and invest wisely. For others, help must be sought outside the family. Look for a mentor to guide you or find a financial advisor who will help you invest, offer input on your investment strategies, and protect you from making common mistakes.