Smart Cookie 101
by Dawn Cuthbertson
, Sympatico / MSN Finance
When a friend told me that 2009 was the year she was determined to get a handle on her finances, I sympathized.
I, too, am trying to save more and spend my money more wisely.
At a potluck dinner I hosted at my apartment last night, the same friend asked if I got around to reading The Smart Cookies' Guide to Making More Dough, a book about five young Canadian women who banded together and swapped strategies in an effort to erase their debt and obtain their financial goals. The Smart Cookies have appeared on Oprah, have a television show and released a book. My copy was collecting dusk on my bookshelf.
I was embarrassed to admit that I hadn't read the book.
The conversation with my six girlfriends quickly turned to money as we discussed the Smart Cookies and skimmed the book jacket.
And then I realized that all of us are at a point in our lives where we could benefit from some Smart Cookie advice.
A few years into our careers and on starting salaries, there usually isn't much left over at the end of the month.
One friend just bought a condo and is saving for a wedding next fall. Another is about to live on her own and will have to shoulder all of the rent after living with a roommate. Yet another is weighing the pros and cons of renting versus buying, while one more already owns but is dreading the $6,000 she needs to shell out for a new boiler.
We all agreed that we should start our own money group. I guess my first step is to crack the book.
Posted by: Bianca DiFranco | Dec 12, 2021 4:08:26 PM
I can totally relate to the pressure of balancing starting salaries with financial goals and being able to enjoy things like dining out and going out as it is the first time we have ever earned a full-time pay cheque! I am heading to Indigo tonight - perhaps I will pick up this book...or as the The Smart Cookies would suggest...pick it up at the library!
Posted by: Tricia Slipacoff | Dec 14, 2021 3:09:18 PM
I gave the Smart Cookie book to my daughter recently....she told me it was full of good advice and that she was going to start practising some of the suggestions in it.....I am proud of her and hope she can "live her dream" through hard work and smart financial planning....