When a friend told me that 2009 was the year she was determined to get a handle on her finances, I sympathized.
I, too, am trying to save more and spend my money more wisely.
At a potluck dinner I hosted at my apartment last night, the same friend asked if I got around to reading The Smart Cookies’ Guide to Making More Dough, a book about five young Canadian women who banded together and swapped strategies in an effort to erase their debt and obtain their financial goals. The Smart Cookies have appeared on Oprah, have a television show and released a book. My copy was collecting dusk on my bookshelf.
I was embarrassed to admit that I hadn’t read the book.
The conversation with my six girlfriends quickly turned to money as we discussed the Smart Cookies and skimmed the book jacket.
And then I realized that all of us are at a point in our lives where we could benefit from some Smart Cookie advice.
A few years into our careers and on starting salaries, there usually isn’t much left over at the end of the month.
One friend just bought a condo and is saving for a wedding next fall. Another is about to live on her own and will have to shoulder all of the rent after living with a roommate. Yet another is weighing the pros and cons The of renting versus buying, while one more already owns but is dreading the $6,000 she needs to shell out for a new boiler.
We all agreed that we should start our own money group. I guess my first step is to crack the book.