Ways to save money on your medical and healthcare costs

It is always good to take a look at your budget and save money where you can. It is said that medical and healthcare costs are some of the most demanding expenses that we contribute to on an annual basis. We all need and want the best medical care that we can get but it is sometimes hard to balance the scales. There are however a few fantastic ways that we can make sure we don’t have to delve too deep into our pockets to pay for our health. Click here to take a look at some interesting healthcare expenditure statistics. First of all find any discount plans that will help you to save a bit on what you spend. Find plans that will give you an option to save on what you pay for dental for example. It is better to be aware of any methods where you can cut a bit of what you spend. You can for example join the Farm Bureau to save a bit. Remember that you should find discount plans that are relevant to you. It is also important to make sure that you have a safety net for those expenses that are not covered by your insurance. This is important for your health and for your pocket. You don’t want to be in the position where you have to take out a huge loan to cover any excess payments that aren’t covered. Take a look at True Health Diagnostics to read about healthcare providers that are constantly up to date with preventative medication and other great innovate healthcare solutions. By getting medical care from some of the best healthcare providers you will prevent any additional illnesses or ailments which in turn will save you money on doctor’s visits. You need to constantly be up to date with what your coverage includes and what your insurance plan covers you for so that you don’t run into any misunderstandings with your insurer.  Make sure that you take advantage of extra benefits that are preventative for example screening tests that will give you the opportunity to identify any illnesses early. Get regular checkups to make sure you are always on form and in the best shape you could possibly be. This is completely relevant to those patients that already suffer from chronic illnesses. If for example you suffer from diabetes keep a close eye on your sugar count to avoid any worsening conditions. Click here to read more about proper diabetes care. Make sure that you read your bills carefully and that you are always up to date with any payments that you still owe. This will help you to avoid any interest accrued on payments due. Think wise with your medical costs as you would with your monthly grocery bill to avoid any nasty surprises at the end of the day. If you are in need of minor treatment don’t make an appointment with a specialist that might cost you a

Lower the Costs Associated with Fighting Your Allergies

Many people across the country suffer from allergies.  Whether you find yourself stuffed up on a seasonal basis, or are constantly fighting a battle with watery eyes and a runny nose, the costs of keeping your allergies in check can add up quickly.  If you are looking for ways to keep the associated costs low, consider making these changes to your allergy-fighting routine. Switch to Generics Generic medications are often less expensive regardless of the condition you are managing, and fighting allergies is no exception.  Whether you use a prescription or over-the-counter remedy, consider switching from a name brand to a generic, or store brand version.  Many prescription medications that have been on the market for some time have generic versions available that contain the same active ingredients at a much lower cost. Over-the-counter options may also have a generic available, though these are normally referred to as store brands instead of generics.  Just like prescription medications, over-the-counter store brands contain the same active ingredients as their name brand counterparts, but are often available at a much lower cost. Add Air Purification Whether you can integrate a filter into your HVAC system or need to go with a stand-alone unit, investing in the best air purifier you can afford can make your home environment much more comfortable.  Not only can these products help pull allergens out of the air, they can also lower the amount of other pollutants or contaminants that may be present.  This can be especially helpful during the months where the air in a home becomes stagnant. In order to keep these systems running properly, it is important to adhere to any manufacturers standards regarding the management of the filter.  An old filter will not be able to remove the allergens from the air as well as a newer one, so make sure you are aware of the recommended replacement schedule and plan accordingly. Avoid Your Irritants One of the simplest ways to lower the costs associated with having allergies is to avoid your allergens whenever possible.  For example, if you have allergies associated with particular scents, animals, or plants, make sure that friends and family are aware so that they can help by avoiding bringing those contaminants into your space.  If your workplace is supportive, you may also be able to mark your work area as an allergen-free zone and request that anyone in contact with your allergen avoid your work area whenever possible. While this technique may not always be available, avoiding your allergen at every opportunity can be beneficial in the long-run. Buy Supplies on Sale and in Bulk Whether it is a medication, a cleaning supply, a particular brand of tissue, or any other product you use in the battle against your allergies, try to purchase what you need when it is on sale, or buy it in bulk if possible.  While buying in bulk does not always offer cost savings, it more often does.  Similarly, a significant store sale may be a great time to buy what you need in large quantities,

Make Money Online Without Damaging Your Eyes

Eye surgeries can help you restore your eyesight if you are suffering from Computer Vision Syndrome but it is incredibly painful and expensive!  If you have landed that dream online job that allows you to work from home then it is time to start investing in the best eye care and the safest computer using techniques. What is Computer Vision Syndrome? Fifty to ninety percent of online workers and computer users suffer from Computer Vision Syndrome (CVS) because computer monitors are bad for your eyes.  CVS is not a specific eye problem; it consists of a wide range of issues that stems from computer use such as headaches, blurred vision, tunnel vision and much more. Get tested for CVS The longer you use your computer, the more damage will eventually be done to your eyes.  A set of specs or contact lenses can give you the needed protection against the harsh computer rays so you can reduce the effects of CVS and protect your eyes much better.  Online workers should go for an eye test at least once a year to ensure that the eye wear that they are using is still providing the needed protection. ArboretumEyePro is a fantastic optometrist service that can get your eyes tested for CVS and other problems.  Once the problem has been established, they will give you the needed eye wear. ArboretumEyePro have a wide range of gorgeous specs and contact lenses that will leave you looking fantastic and protected for when you are working online. How to work online without damaging your eyes A few simple changes in your office can help you reduce the effects that your computer has on your eyes so you can enjoy better eyesight for longer.  Here are just a few things you can do for improved eyesight; Get the right position – Your face should be at least 20 – 28 inches away from the computer monitor to reduce the effects of the monitor.  The monitor should also be slightly below eye level so you won’t slouch or stretch your neck to see well. If you are working from paper then a stand can help you control the damage done to your eye muscles and the strain on your eyes because you won’t have to shift your eyes as many times. Take frequent breaks – You should give your eyes a break every 20 minutes and look away from the screen for at least 20 seconds so your eyes can rest. Blink frequently – Blinking regularly will keep your eyes from drying out.  Alternatively, you should get eye drops. Alter monitor settings – Reduce the lighting of your monitor so the light won’t be as sharp. Get fresh air – Your eyes also need to breathe so get out of the stuffy office frequently so you can get a bit of fresh air. Eye care is important because your eyes are incredibly delicate and can get damaged quite easily.  Many problems related to CVS are incurable once your eyes are damaged and a monitor causes daily damage to your

Should live kidney donors receive $10,000 for an organ donation?

If governments and hospitals want to attract more kidney donors, they might want to consider paying living donors $10,000, according a recent study released by the University of Calgary. This would raise the number of transplant surgeries by five per cent and it would help save an overall $340, since the patient would no longer be on dialysis while adding an extra 0.11 years to a patient's lifetime compared to our current donor system. If kidney donations were to go up by 10 per cent, patients would save $1,640 and add 0.21 years to their lifetime. And if rates improved to 20 per cent, we can always hope for the best, patients would save $4,030 and add 0.39 years to their lifetime. Time is money and in this case, patients could gain time and spend less money. There would be wins all around. Canada faces an unfortunate shortage in organ transplants. It leaves some patients on waiting lists for years as they undergo treatment and hope that they will be next in line for a donor organ, but it also contributes to a demand for black market organs overseas. Unfortunately, the number of donors hasn't changed over the last decade, which means it leaves many people out of luck. In 2011, there were 4,500 Canadians waiting for an organ to save their lives, while about 250 people died while waiting, according to the Canadian Health Institute for Health Information. There's a lot of debate surrounding the use of financial incentives to attract more donations. While we expect that they'd likely bring in more donations, the idea brings up many moral and ethical issues. Naysayers say this could exploit the poor since many people in poverty could see selling their organs as another income stream. Of course, that would only work if they were healthy and didn't run out or organs to sell. It's understandable that it can be tricky to encourage donors because it's not as simple as giving away money and walking away. If you were to donate an organ, there'd likely be a recovery period, which not everyone can afford, but also, how would the financial incentive apply to someone who died and donated their organs? Meanwhile, instead of financial incentives, another idea that's been floated around is an opt-out plan. This means that any Canadian resident could be automatically registered to donate their organs, unless they choose to opt-out of the program. Prince Edward Island considered this option and countries such as Greece, Spain and Luxembourg currently practice this idea. But that doesn't solve everything. The Economist attributes Spain's high deceased donor rates to the smooth organ donation process, along with the country's marketing of the importance of organ donations. Donating an organ isn't like donating blood and because of that there are many more issues to consider before someone goes ahead and makes that choice. But there's one thing we know for sure, Canada needs to improve its system, not only to save more lives but to relieve some of the burden on our healthcare