Now that school is out for college and university students, the race is on to find a job.

Even though employment fell by 55,000 full-time jobs in March, it is up by 203,000 over last year.

But even better news is that almost half of Canadian businesses plan on hiring students or recent graduates this year, according to a new report by BMO Bank of Montreal.

Several studies have revealed that unhappy individuals are more likely than happy ones to dwell on negative or ambiguous events. 

According to psychologist Sonja Lyubomirsky, all of us have a happiness set point. It’s partly encoded in our genes. If something good happens, our sense of happiness rises; if something bad happens, it falls -- often drastically. But it doesn't usually stay there, at least for very long.

Our key error is that we overestimate how long and how intensely a particular negative life event (such as a diagnosis of HIV or being fired from a cherished job) will throw us into despair, and how long and how intensely a particular positive event (earning lifetime tenure or enjoying a financial winfall) will throw us over the moon, she maintains in her book The Myths of Happiness.

The primary reason that we do this is neatly summed up by the fortune-cookie maxim: "Nothing in life is as important as you think it is while you are thinking about it."

Most employees dread having to take their work home with them.

But that was then and this is now.

Telecommuting provides employees with the freedom to get out of the office and take their work home with them, on the road or even conduct business from a restaurant or a coffee shop.

Currently, 23 per cent of Canadian companies offer telecommuting to their employees, with large businesses more likely to offer it than smaller ones.

But do mobile employees actually get the job done?

Well, according to a new poll by BMO Bank of Montreal, 65 per cent of business owners feel that they do.

It's not quite like winning a lottery, but almost 8.8 million Canadians will be getting a tax refund so far this year.

To date, 13.1 million tax returns have been filed before the April 30 personal income tax deadline. About 86 per cent of those were filed electronically, and the average refund to date is about $1,585.

If you're one of the lucky ones receiving a tax refund windfall, how do plan on spending your new found wealth? 

Well, according to a new study by BMO Nesbitt Burns, many Canadians will be paying off household debt and making investments.

Believe it or not, families are spending more on taxes than they are on the basic necessities of life.

According to a new report by the Fraser Institute, 42.7 per cent of an average Canadian family's income went towards taxes while just 36.9 per cent was spent on food, clothing and shelter in 2012.

And we wonder where our money goes.

If you make a conscious effort to treat every day as Earth Day, you will be doing your part to save the planet and will save some money along the way.

There are some simple things you can do to help reduce energy consumption and reduce your household expenses. 

Here are some tips offered by BMO Bank of Montreal, a company dedicated to becoming a leader in environmental sustainability.

Smoking is not only bad for your health but it's also bad for your house.

According to a new survey, smoking in your home can lower it's resale value.

In fact, it can lower the property value by up to 29 per cent. And, based on an average Canadian house price of $378,532, that's a loss of over $109,000.

Did you know there's a rhyme and reason to why you file your income tax return?

It's because it's the right thing to do.

According to the Psychology of Taxes Study by BMO Nesbitt Burns, 52 per cent of Canadians say they file their taxes because they believe its their civic duty. 

One of the best ways to ensure your day-to-day work life is something to look forward to and that your career remains on an upward trajectory is to stay on your boss' good side.

A big part of maintaining the boss-employee relationship is to never allow a manager to think you dislike your work, are incapable of doing it, or—worse—consider it beneath you, warns Karen Burns, author of  The Amazing Adventures of Working Girl: Real-Life Career Advice You Can Actually Use.

As a result, expressions like “That’s not my job” or “It’s not my problem” should never pass your lips, she suggests.

But “no” is always an option, she says, even if it might jeopardize the relationship you share with your boss. It's essential to position yourself in the best way possible if and when you have to say no at work.

Sometimes, requests are either too wierd or simply inappropriate for even the keenest of workers to put up with. Many workers have been asked to do some pretty crazy – and at times potentially dangerous – things for those that call the shots.  

You can order pizza, shop and do your banking right from the convenience of your home computer.

But what about depositing cheques into your bank account with your mobile device?

Well, select credit unions across Canada are launching a new mobile app that lets you do just that.

All you have to do, they say, is tap, snap and send.