At Everyday Money, we make it our goal to locate ways you can save money. That might mean offering you specific money saving advice and direction with investment. Or, it might mean pointing you in the direction of the best money saving apps on the market.
If you are struggling with how to get help in Windows 10, these apps are probably not going to help you. But, we can advise some relatively free methods for help in that arena too. You can always contact Windows support via online chat, or schedule a call back appointment with them. Or, if you would like to try to figure things out on your own, there’s always the F1 key that will lead you to help options. So, while you are discovering how best to utilize Windows 10, you might also want to peruse these great apps for other money saving potential.
6 Money Saving Apps for Your Consideration
Money is tight for most people these days. So, learning methods in which to save, little by little, is probably a good first step. We understand that you might not be able to pack away hundreds in your nest egg each month. But, we can at least point you toward 6 money saving apps for your consideration when you are ready to make that jump. Take a look at these options:
Azimo- Those living in the UK will be able to transfer money to people in a variety of different countries with the assistance of this app. It is available on Android and iPhone. The beauty of this app, is that you can save money on transfer fees.
WhatsApp- This is a far more versatile app as it functions on iPhone, Android, Blackberry, Windows, and Nokia. It’s free for the first year and is very popular with those under 25. It lets you text people without paying for it because it uses Wi-Fi. Learn more.
RedLaser- Owned by eBay, this app will let you scan barcodes and compare prices with online and brick and mortar retailers. You’ll be able to read the reviews of the products as well. It’s a pretty nifty app that is free for use. iPhone, Android and Windows phone users can benefit from its services.
Loyalli- If you are like most of us, you have a number of loyalty cards floating around in your wallet or even their tags hanging from your key chain. Well, that inconvenience just got rectified by this app which allows you to input all your loyalty information into one app. There are at least 600 retailers using this app. Read this.
MyVoucherCodes- If you want to have access to the best coupons in your area, this is the app for you. It utilizes your GPS to ascertain your location and which deals are currently available for you. It’s free and available on Android and iPhone.
Trivago- Let them do the work for you when it comes to searching out the best hotel deals. This app will compare
Life is about much more than surviving. When you work hard you have to reward yourself for all of your troubles every now and then so you can stay motivated and positive. Life is after all about having fun because if you don’t enjoy living then what are you living for? A great way to spoil yourself after a tough year of hard work is by getting yourself a fantastic new golf chart so you can enjoy more golfing sessions a lot more comfortably. Golf carts are now becoming more popular than ever before because you can now get yourself a golf cart that suits your unique style and need by customizing your chart any way you like.
Get a customized golf chart
Recreation Sports Carts (RSC) is a golf cart company like you have never seen before. This unique cart company allows you to choose and shape your golf cart any way you like. The costs of such a chart depend on the modifications you want but these custom golf carts are worth every bit extra cash you spend because you will be able to enjoy golfing so much more.
Customize any way you like
You can recreate your golf cart any way you like because RSC allows you to customize the carts body, seats, roof, dashboard, enclosures, lights and color.
Color customization – Choose from sixteen different colors for the chart body as well as for the chart seats so you can be as flashy as possible when cruising around on the greens.
Body Customization – If you have a specific idea in mind then RSC can help you make that idea real. You can get a body wrap done on your cart so your chart will be branded or simply styled up. You can also modify your chart body in different ways such as for a retro car look or more.
Seat Customization – For seats you can choose between various colors and styles like Extreme, Clubhouse, Tropical or Fanatic.
Customized roof – Add a roof rack or simply go for a different colored roof
Dashboard customization – Customize your dash to suit your chart color
Enclosures – Cover your chart with different enclosures to suit your golfing needs
Lights – Opt for brighter and more modern energy saving lights like LED and get much more from your battery life.
Added extras – You can choose to add different extras such as extra seats or a carrier o the chart.
Golf carts have much more functionality than you think
Don’t you like golf? Well that’s no problem either because golf harts can be used for much more than golf. Thanks to customization, golf charts are now popularly in use at holiday destinations, reservations, parks, retirement villages, farms and even at airports because the golf charts are small, energy efficient and they can be customized to suit certain needs such as hunting, baggage carrying, passenger hauling and more. You don’t have to be a golfer to spoil yourself with a fantastic and all new custom golf
Owning your own home is sheer bliss. You get complete freedom the moment you sign that purchase contract and move in because you can finally transform your home any way you like. With your home you can be free and do what you like with your home whenever you want without having to consult your landlord. Buying a home is also the smartest business choice you can make because property is one of the most valuable assets you can own. There are several ways you can earn an extra income from your home and you can always resell your property in the future. The most difficult part about buying a house is however getting the loan. You need to be able to prove that you will be able to pay the mortgages which can be tough if you don’t have a good credit track or when you don’t earn a very big salary. Luckily there are some ways to still get your home loan even if you don’t have the most stable of incomes.
Buy through a good real estate company
When you are looking for mission BC houses for sale, go through a reputed real estate company. Real estate firms often put a lot of effort into evaluating property value and they do extensive market research on the property which means you will be buying market related prices for your home. The real estate companies also makes home buying incredibly easy since they know all the best processes to get your loan approved.
Partner up with family
If you don’t earn enough to get approved then you can always partner up with a family member, spouse or even a friend and buy the house together with equal shares so you can divide the mortgage fee.
Keep your credit accounts on track
All real estate companies, mortgage brokers, finance brokers and banks will do a credit check on you when processing your application. Keep your credit payments paid before due dates so you will have a good credit score.
Save up for a big deposit
The bigger your deposit the better your chances will be of getting your home loan so save up as much as you can while you scout for the perfect property.
Do you have other assets such as a company, vehicles and more? Then you can use these assets to verify your financial stability and improve your chances of getting a loan.
A lot of real estate companies love the concept of buy-to-let properties. By letting out your property for a few years you are sure to make payments and you are buying a home even if you cannot stay in your own home just yet.
Get your employer to co-sign for your loan
If you have an open minded employer that trusts you a lot then you could get your employer to co-sign for your application. You will still be responsible for the payments but your employer will be held responsible if you cannot make
Getting a money site like a blog, ecommerce store or website to be profitable is a huge task. There are so many online competitors out there that can whisk your clients away with just one popular slogan, product or service. You have to do so much to keep your money sites up to date and interesting so clients will keep visiting. And that is just half the struggle. The other part of the struggle is to manage and run your site effectively so your site will perform well and be fast and secure. Managed hosting is one of the best ways to keep your website in tip top condition no matter how busy you are with marketing.
What is managed VPS hosting?
Managed VPS hosting is a web hosting service provided by hosting companies that have their own servers. They rent out the server space to you with added services such as maintenance. With managed VPS hosting you are not responsible for the upkeep, maintenance and upgrades of your servers and site. The hosting company will do all the hard work for you so you can focus on the less technical aspects of your money sites like popular blogs, e-commerce stores, electronic magazines and more.
Managed Hosting is great for the following sites
VPS hosting is terrific for lots of different money sites. Developers and digital agencies can easily run and develop client projects from their sites. Digital publishing companies like magazines can load large amounts of content and handle heavy traffic. E-commerce stores can sell goods securely and quickly. Popular blogs and sites can handle millions of views per month and businesses can enjoy secure websites that are ultimately flexible when it comes to expansions. There are plenty of different hosting solutions such as clusters, dedicated servers, cloud VPS solutions and shared hosting options that are sure to suit any money site.
Services that good VPS hosting companies provide
The best VPS hosting companies offer terrific added services that will ensure that your site runs as smoothly as possible no matter how much content you have on your site and no matter how many visitors you receive to your site. The top hosting companies offer added services such as;
Performance Improvement – They frequently update and maintain your site so your website or money blog will run as fast as possible and load quickly on any device despite high volume traffic.
Security enhancement – Good VPS hosting companies have terrific security which will prevent hackers from getting access to your and your client’s personal information.
Backups – It is important to have good and steady backups for your site so none of your content will ever get lost.
Migration – Managed VPS hosting enables you to move from one hosting solution to another or expand much easier without any of the effort involved in large changes.
Support plans – The VPS companies also offer support plans that will ensure that any problem you encounter will be solved as quickly and effectively as
Are you someone who struggles to save money for a rainy day or who simply cannot stop spending until your bank balance is on zero? Then you are a great candidate for gold investing. Gold coin investing is one of the most lucrative investment types there is. Gold investments are great for spenders because even though you spend the cash and empty your bank account, you still have a way of getting that money back plus some great extra profits. You satisfy your lust for spending without actually losing money. This method of investing is also great for spenders because you have to be patient with gold investments which forces you to stop buying on impulse and to start monitoring your gold values so you can earn the highest possible profit for your initial investment.
Why you should do proper research on gold coins before you buy
Investing in gold coins is super lucrative if you do proper research on the coins in which you invest. The type of coins you invest in can either make your investment or break it because gold coins do not consist of pure gold. Gold bullions are mostly pure gold but gold coins contain other materials to strengthen the precious metal. If the gold coins you invest in become unpopular, your initial investment will decrease in value but if the coins are popular, the coins can become far more valuable than their weight in gold. The best way to ensure that the gold coins you invest in will give you a good future is to buy from accredited gold dealerships or even governments.
How gold coin investments work?
So how do you invest in gold coins? Well the best way is to learn about gold investing before you start investing. What The Rich Invest In is a website where you can learn the best gold investment strategies, you can find the best simplified teaching methods that are easy to understand and the website provides streamlined planning strategies that protect your portfolio. The website also features some fantastic blog articles to guide you through the basics of gold investing and these blog articles are great for teaching you everything you need to know about gold investing.
How to buy gold coins?
Buying gold coins is easy. The tough part is finding gold coin dealers and good quality gold coins to invest in. You should only invest in gold coins that aren’t likely to decrease in value. You can buy gold coins online from most governments and gold dealership companies.
Store your gold in a safe place
The physical appearance of the gold coin can also affect the value of your coins. You should always keep your gold coins in a safe spot where no one can harm or steal hour investment.
When to sell gold coins?
You can keep track of your gold coin prices on www.goldprice.org. When you see that your gold coins have a strong market value then it is time to consider selling your
Buying your first home is a big step and can also make a rather large financial dent if you don’t take enough time to take that step in the right direction. Not everyone is knowledgeable about a good deal when it comes to buying their first home. For this reason it is good to do sufficient research and make sure that you are well informed before your signature goes on any contract. If you purchase your first home the right way you will find that you have actually made a good investment.
The most important thing to remember and to do here is to start with a solid financial foundation. Make sure that you pay off most of your debt and any other monies that you owe. This will give you a firm background to start with and if anything unforeseen happens you can be sure that you will be able to deal with it without having to be too concerned about bankruptcy. Have at least 3 to 6 months worth expenses saved up in a savings account that you cannot access without giving notice of withdrawal. Click here to read more about saving money.
Figure out how much you would need to repay each month. It is important to note that your monthly repayment amount for your home should not be more than 25% of your total take home package. This is a very important step because you need to know how much you are willing and able to spend. There are many ways to find out how much you would have to pay for your first home. You can simply use online calculators that will tell you what to budget for including interest accrued.
Find the home that suits you best. I will never forget the pleasure I had as a child when watching the popular TV series, 7th Heaven. Stephen Collins just portrayed the perfect father and the family constantly took us on a journey through their everyday lives. I absolutely adored their home and promised myself that I would get the exact same type of home when I grew up one day. I absolutely loved the actors and the cozy home that they stayed in. My home doesn’t exactly look like that but I settled for something similar that didn’t cost me an arm and a leg.
When purchasing your first home it would be in your best interest to get an expert negotiator on your side. This is a great way to make sure you get the home that you really want at a reasonable price and that it is affordable at all times. It wouldn’t be ideal to be happy with your home but you end up paying too much when all extra charges make your repayment price double. There are people that offer services where they will represent you during your home purchase for a fee. This might just be what you need to find the deal that you are looking for. Click here to read
No one goes into the parenting thing hoping to be single. Or if they do, hopefully they do so from an independently wealthy position. Children are quite costly and all the more so when you’re the only one paying for them. So how can you save money as a single mom?
We understand that prior to being in the single mom position you might have had some financial assistance. You might have even had a plethora of really nice things. Now, when you have to replace that beloved goose down comforter, you will be best served by reading reviews and comparing ads to shop for the cheapest version of that nicety. That’s not to say you can’t have one, you just need to plan accordingly. That’s where these suggestions will hopefully come in handy!
7 Money Saving Tips for Single Moms
Taking care of your children all by yourself can really put a damper on your financial situation. In fact, in some instances it can make you feel completely overwhelmed and utterly broke. In order to avoid that sentiment, try following these 7 money saving tips:
Network- You’re not the only mom struggling. Gather a group of other single moms together and determine the ways in which you can assist one another. People can be an invaluable resource especially if you can save money on babysitters by switching out with each other.
Fuel Rewards- This is a great way to save money. With gas prices ever on the rise, utilizing a fuel rewards service is a marvelous penny pinching option. And speaking of pinching pennies, stop overlooking them. When you see one, pick it up and put it in a piggy bank. It will eventually add up too.
Use eBay- There are sites that say you can literally save 80% by shopping on eBay. You don’t always have to get things brand new, and sometimes the weird China imports are just as good from eBay (and a heck of a lot cheaper) than they are when you buy from WalMart. Find out how to save money on eBay here.
Community Resources- Suck up pride and use all resources that are available to you. They were put in place to assist you, are you really too good for the help? Free backpacks for school and presents at Christmas can really help you use your minimal funds to pay the bills.
Pay on Time- Make sure you pay all your bills on time. Late fees can really eat up your bank account. There’s no reason to let them. Keep your bills listed on a calendar so you know when each one is due, and try to pay at least a little more than the minimum. You want to get out of debt, not get drowned in it.
Plan for Groceries- If you plan your meals in advance you won’t run the risk of buying what you don’t need. Also, use every coupon you can and buy things in season when they cost less. And,
Let’s face it, the government has really done a number on the populace when it comes to health care expenses. If you can’t afford insurance then you will have to pay a fee through your taxes. They are determined to get money out of you no matter what your current financial situation might be. That is a hard pill to swallow and no doubt so is the amount of money you are expected to shell out for medical expenses. So how do you save money on healthcare?
If you are like a large number of people, your eyes are being opened to alternative methods of treatment. You have started researching why hypnotherapy is right for you and how essential oils can help keep you and your family out of the doctor’s office. You are not alone in this endeavor. We are all seeing a rise in a desire to return to the old ways of health care because many of those methods are considerably cheaper than the “practicing” today’s doctors are doing. It is definitely time to learn how to save money on these necessities.
5 Tips for Saving Money on Your Health
You and your family will get sick, it is inevitable. However, the frequency of those illnesses and the costs to treat them can be drastically altered if you will follow the suggestions delineated here. We know how hard it is to keep up with medical expenses and that’s why we have composed this list of tips to save money:
Look for the extras- A lot of healthcare plans include perks that they don’t advertise. If you will take the time to look for these extras you might garner some acupuncture, massage, or hypnotherapy time, a gym membership, or even some recipe suggestions that can all aid in keeping you and your family healthy and out of the doctor’s office. Read this.
Get samples- Your doctor’s closet and store room is slam full of sample medicines. Before you have to shell out money on a prescription, ask if you can sample it. If your son is getting some shots, ask the doctor to give you a sample size pain medication in case he needs it later. You can turn his sample storage into your own medicine cabinet. Don’t be afraid to ask, that’s why they are there in the first place.
Wash your hands- This may seem like an obvious statement but if we would spend a little more time at the sink, we might find our families contracting considerably fewer viruses. Get everybody to start scrubbing for 20 seconds after they do just about anything. That will assist in the elimination of hitch-hiking illnesses. Don’t substitute anti-bacterial hand cleanser because research show, that it kills just as much good bacteria as it does bad. Learn more.
Teeth- There is a lot of research that suggests the health of your teeth can adversely affect your body. So, keeping your teeth in tip top shape is highly advisable. There are a
With the state of the economy it is important to save money wherever we can. We need to prepare for unforeseen circumstances and also think of our retirement. Everyone experiences emergency situations where they would need emergency cash. It is horrible to have to ask a family member or friend to bail you out of a tricky situation and can create quite an uncomfortable situation. I heard a saying once that you should treat every dollar like a little soldier that you are sending out to war. Will that little soldier work for you or go to waste? Here are a few easy ways to save money daily.
Record what you spend
The first thing you need to do is to take a look at what you are spending on a daily basis. At this point of your money saving journey you will most probably find that you are wasting a lot of money on useless things like takeaways and other useless items.
Set up a budget
This is the most important step you need to take on your path to save money. The budget needs to be reasonable and realistic but you also need to cut down on costs that you don’t need to make. Discuss this with your family members or your partner so that everyone can make the decision together. Click here for tips on setting up a budget.
Eat at home
By staying away from restaurants you will eliminate a lot of unnecessary expenses and you will find the joy in cooking again. If your schedule is a bit demanding make a roster at home where the whole family takes turns with cooking. Read more about how much money gets spent on takeaways and eating out.
Movie nights at home
It is a great excursion to go to the movies with your family but it isn’t ideal for your pocket. The movies are costly and with snacks and soda you will end up paying more than you bargained for. Watch something on Netflix or rent a movie and make your own snacks. It will be just as much fun and more convenient to have movie night at home. Get some great ideas for movie snacks here.
Save money on medical costs
By breathing fresh air you will eliminate and alleviate your chances of getting sinusitis or other respiration-related sicknesses. Take a look at http://healthyairlab.com/best-air-purifier-reviews/ for some great reviews on air purifiers that will clear the air and make your sleep better and the quality of the air you breathe better.
Shop at thrift stores
There is nothing wrong with buying secondhand stuff. It is a great way to save money and remember one man’s trash might be another man’s treasure. Instead of spending a fortune on a new clothes dryer check the classifieds or go to various secondhand shops to find a bargain. There are so many classified websites that make shopping around for something easy and that will spoil you for
Do you think that you need to pick flights and everything will all be sorted out? This is not true at all. You have to search for a cheap flight first and then plan your vacation afterwards. People commonly do this because flights are usually expensive. If you can get cheap flights, then you will have more money to spend on your accommodations and the other things that you need to be comfortable during your trip.
There was a time when searching for cheap flights can be complicated because there were not a lot of airlines that were offering promos yet but as more and more airlines are introduced to the market and they all have to compete with each other, they started offering flights in discounted rates.
If you want to book to New Zealand and you do not want to spend a lot of money, there are some things you can do to be updated with the various promo flights being offered by various airlines such as the following:
Follow the social media accounts of the different airlines.
You need to be updated whenever they post details about their promo flights. The seats are available on a first come, first serve basis so if you miss the chance, you would not get any flight at all. Usually, the special sales are launched during holidays and other occasions so you will have time to be in front of your computer or to check your smartphone for alerts. Learn more about booking flights easily when you check this out.
Do not book big batches.
Even if you are going to travel by 10’s, you are not required to book everyone all at the same time. When you try to book a large group of people, you will probably get the Sold Out sign. You will only miss out on the promo flight. Book yourself along with another person and once you are done, book again. Chances are, you will still be able to book you and the rest of the people you will be traveling with in one flight.
Book the moment that the seat sale is on.
You may think that you can still wait one more day before you start booking your flight but this is not recommended. There is a big chance that there will not be any seats available in the next few days or so. Remember that most airlines offer their seats in the wee hours of the morning so be prepared to stay up until such time that you have successfully booked your flight.
Choose the right destination.
Look at all the promos and discounts. Are there some places that are not booked too often because they are not too popular? You have a bigger chance of getting a discount on the time and date that you want to fly because not too many people have booked yet.
Remember that even if the seats are inexpensive, there are still other taxes that you have to pay for when you get