Employees have false sense of security about current finances: Report
Employees' financial stress levels have been declining steadily for the past couple of years, says Financial Finesse, a leading provider of workplace financial wellness programs.
But that may be a sign of complacency and that those lower stress levels could actually be dangerous, causing a false sense of security that they're on track to meet important financial goals when, in reality, they're not, the company warns.
Financial Finesse found that while employees’ financial wellness is still higher than it was at the height of the recession, it has slipped recently in a few key areas.
One giant red flag, according to their most recent report, is that while 16% of employees report having no financial stress, 68% also say they're unprepared for retirement. As well, a majority don’t have a will or trust established and only half say they have enough life insurance to protect their family.
That doesn't sound right.
Last year, 88% of employees said they pay their bills on time every month. That fell to 85% in the first quarter of 2012.
How's your finamncial stress level? Are things better or worse than they were a year ago?
By Gordon Powers, MSN Money
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