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April 03, 2012

How long do you think you'll live, eh?

While most of us recognize that, on average, people are living longer these days, few of us grasp how much longer and the factors that drive increased longevity.

While there are several calculators floating around that can give you a decent idea of what might lie ahead, few use any Canadian data -- until now at least.

This calculator, created by Ottawa Hospital Research Institute, asks questions about you about your lifestyle with eye to comparing your odds with fellow Canadians.

In some respects, the numbers won't tell you anything you don't know, but they're still hard to ignore. Overall, Ontarians would gain 7.5 years of life expectancy if everyone were in the healthiest category for all five behavioural risks examined.

Between them, those big five unhealthy habits -- smoking, drinking, eating, lack of physical activity, stress -- account for more than 60 per cent of premature death and are major contributors to the end-of-life biggies like heart disease, cancer, and COPD.

Of course, for many, lifestyle choices are just one part of the equation. Family history, income, education, work environment ... all have an immense impact on health and life expectancy. But, in many instances, you can't do that much about them.

A few clicks here, however, and you can see the potential impact of the changes that you might be able to make.

Do you ever think this way? Or really is it all business as usual, regardless of the odds?

By Gordon Powers, MSN Money

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Gordon PowersGordon Powers

A long-time fund company executive, Gordon Powers now heads up the Affinity Group, a financial services consulting firm. Gordon was a personal finance columnist for the Globe & Mail for many years, has taught retirement planning...

Jason BucklandJason Buckland

The modern-day MC Hammer of money, Jason can often be seen spending cash that isn’t his with the efficiency of a Wilt Chamberlain first date. After cutting his teeth as a reporter for the Toronto Sun, he joined the MSN Money team with...